Insurance Speak Simplified

Insurance Speak Simplified

As well as technical jargon, insurance industry practitioners often use some everyday words in a very precise way. We hope you find this glossary helpful; our comments and suggestions for future editions are cordially invited. All risks: The term “all...
Can Mold In Your Home Kill You?

Can Mold In Your Home Kill You?

Medical Nightmare…Hidden Household Tragedy… Can Mold In Your Home Kill You? Memory loss…coughing blood…even death attributed to this allegedly “silent killer.” Is this true? Mold in your home can be a lot worse than a smelly annoyance. You should...
Identity Theft! What You Need To Know

Identity Theft! What You Need To Know

How Does Identity Theft Occur? What exactly does it mean? Identity theft refers to all types of crime in which someone uses your credit card, driver’s license, social insurance number or other personal identification numbers to commit fraud or other criminal activity....
Insuring a Home Properly

Insuring a Home Properly

Ask an insurance broker, a mortgage broker, and a realtor “How much insurance should I have on my new home” and I will guarantee you will get three different answers. The mortgage broker might say the loan amount, the realtor might say the market value,...
Loss Prevention Tips

Loss Prevention Tips

Fire Prevention: install C.S.A./U.L.C. listed Smoke Alarms on every floor and ensure that the batteries are fully Functional. (A good rule of thumb is: change the batteries when you change the clocks each spring and fall) have a Fire Extinguisher easily accessible in...